Affordable Financing
This information is meant for use by real estate professionals, lenders, builders, government officials, social service organizations and any other individuals or agencies involved in helping people secure affordable housing.
Finance Resources
- Down Payment Assistance – Myths vs. Facts
- 11 Don'ts of Home Buying
- Gift Letter Instruction and Sample Letter
- OHFA Income Purchase Price Limit
- Pre-Qualification/Pre-Approval Questionnaire for Buyers to ask their lender
Lender Programs
In an effort to collect information on loan products available to REALTORS® and their clients looking to buy homes priced up to $215,000, Columbus REALTORS® developed a Lender Matrix. Programs and product information listed on the Lender Matrix is believed to be accurate, but is subject to change without notice. Lenders reserve the right to change the availability, characteristics, qualification guidelines and/or terms of any programs and should be contacted for the most up-to-date information on their particular program/product. Please send comments, suggestions and corrections regarding any program/product listed here to our team.
Downpayment Assistance Programs
- American Dream Downpayment Initiative (July 2021)
- Communities First Downpayment Assistance for Ohio (July 2021)
- Fannie Mae Home Ready (July 2021)
- Freddie Mac Home Possible Mortgages (July 2021)
- Homeport Franklin County DAP (July 2021)
- OHFA Grants for Grads Program (July 2021)
- OHFA Mortgage Tax Credit (July 2021)
- OHFA My Ohio Mortgage (July 2021)
- OHFA Ohio Heroes (July 2021)
- OHFA Your Choice Downpayment Assistance Program (July 2021)
- OHFA Programs at a Glance (July 2021)
Government Loans
- FHA Basic Home Mortgage 203(b) Fixed Rate Loan (July 2021)
- FHA 203K Rehabilitation Loan (July 2021)
- HUD Good Neighbor Next Door (July 2021)
- OHFA First-Time Homebuyers Program (July 2021)
- OHFA Next Home Program (July 2021)
- OHFA Target Area Loan (July 2021)
- USDA Single-Family Direct Loan Program (July 2021)
- USDA Single-Family Housing Guaranteed Loan Program (July 2021)
- VA Home Loans (July 2021)