Articles by Author/Contributor:

Marianne Collins

Executive Director and COO, Ohio Mortgage Bankers Association, Insight Bank


Doing business under TRID

The new TRID Integrated Disclosure Rule goes for beyond just integrating forms and will require a joint effort by everyone far beyond what has been required in the past.

Will FHA become the “loan of last resort”?

With the proposed changes to FHA taking effect this year, there are some concerns that the product could become the “loan of last resort”, and could spell disaster for the FHA program.

Regulations will play critical role in lending this year

Regulations will play critical role in lending this year

Last year, extremely low interest rates made it possible for lenders to have a pretty good year. But new regulations, compliance and underwriting guidelines also brought with it many new challenges for lenders. And, it's anticipated that more regulations are on the horizon for 2011.